Term Insurance vs Endowment – Which One to Choose? – Complete Guide
What is Insurance? Why Do You Need It? Insurance is a safety net to protect your family from financial emergencies. If something happens to you,…
Year: 2025
Emergency Fund: What It Is and How Much You Should Keep – Complete Guide
What is an Emergency Fund? An Emergency Fund is a cash reserve kept aside to handle unexpected situations. It acts as a financial cushion to…
9 Reasons why we continue to be Bullish on India
We have highlighted some for the past two months, while some are new. Here they are: FY26’s real GDP growth will be better than FY25’s.…
Which is Best? – Traditional Insurance or Nifty 50? A detailed analysis
Let's compare a traditional insurance policy with a Nifty50 index fund. Key Finding: The Nifty 50 investment becomes superior at age 64, providing significantly higher…
GST Structure for Cars – A detailed analysis
This passage describes changes in India's GST (Goods and Services Tax) structure for automobiles, specifically related to the compensation cess system. Let me break this…
GST Council Decisions – Q3 2025
GST Rates reduced to just three slabs: 5% 18% 40% Effective 22 September 2025, the new rates will be as follows. 0% UHT Milk Paneer…
Despite the low cost, only 34% have bought term insurance
A recent survey by Axis Max Life Insurance claims that high premiums are one of the top reasons for not purchasing the pure protection term…
Capital gains—how they are classified, tax exemptions and more
What are Capital Gains? When you sell something valuable like a house, land, shares, or mutual funds and make a profit, that profit is called…
A Simple Guide to Home Loan Tax Benefits for Multiple Properties in India
Buying a home is a big financial decision, and if you take a home loan, you can save on taxes. But what if you own…
Usage-Based Car Insurance: Pay Less When You Drive Less
What is Usage-Based Insurance (UBI)? UBI is a new type of car insurance in which you pay premiums based on how much and how safely…